Disclaimer

Last updated: August 2026

General

All tools on Multi Tools Farhad are provided "as-is" and "as-available," without warranty of any kind, express or implied, including accuracy, reliability, or fitness for a particular purpose.

Calculators & Financial/Medical Tools

Calculators such as the Loan/EMI Calculator, Tax Calculator, Compound Interest Calculator, BMI Calculator, and similar tools are provided for general informational and educational purposes only. They should not be treated as financial, medical, tax, or legal advice. Always consult a qualified professional before making financial, medical, or legal decisions.

Data Loss

Tools that store data in your browser's local storage (such as the To-Do List, Notepad, Sticky Notes, and Habit Tracker) are not backed up on any server. We are not liable for any data loss resulting from clearing browser data, using private/incognito mode, browser crashes, or switching devices. Please export or copy important data regularly.

Third-Party Trademarks

References to third-party platforms, brands, or trademarks (including but not limited to YouTube, Instagram, Facebook, TikTok, LinkedIn, Twitter/X) are used solely for descriptive and interoperability purposes (e.g., generating content sized for that platform). Multi Tools Farhad and OK Digital Consultant are not affiliated with, endorsed by, or sponsored by these companies. All trademarks belong to their respective owners.

No Liability

Md. Farhad Hossain and OK Digital Consultant shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of, or inability to use, any tool on this site.

Contact

Questions about this disclaimer can be sent to itfirmokdigital@gmail.com.